Financial planning is the why, as to the “what should I do with my money”. Every client is different from their aspirations to the financial resources that are available to reach those aspirations.
Our job as financial planners is to create a financial plan – which is a static process. The art form in our profession is then to overlay the plan in a dynamic capital market – be it stocks, bonds, real estate or private companies.
This can be tricky given the intervention of central banks in the capital markets and the ever change world of tax policies. The plans that have to be out together have to be flexible enough to change with the changing environments in which we live.
Putting together a financial plan is a process that requires integration with your tax and legal professional. We work with your existing relationships or if needed can introduce you to other professionals as needed.